Preheat oven to 350ºF.
Into a food processor, add salsa, half of the black beans, and half of the pinto beans, olive oil, garlic, taco seasoning, chili lime seasoning, dried oregano, chili powder, and 1 cup of your favorite Mexican cheese. Pulse the mixture until smooth.
Spoon the mixture into a cast-iron skillet or high-walled baking dish and add the remaining black and pinto beans and stir until the ingredients are mixed well.
Place the skillet into the oven for 25-30 minutes.
Remove the bean dip from the oven and top with the remaining Mexican cheese.
Topping the fresh red onion, red bell pepper, jalapeños, green onion, and chopped cilantro.
Serve with your favorite tortilla chips.